These Terms of Use govern your use of Besteos and your submission of a personal-financing request. Besteos is operated by Sixteen Reconciliation Assets LLC. By using the site or submitting a request, you agree to these terms and our Privacy Policy.
Requests are not approvals
Submitting information does not guarantee approval, financing, a specific amount, APR, fees, payment schedule, term, or funding. Any available terms depend on eligibility, verification, underwriting, applicable law, and the agreement provided to you. The agreement and required disclosures control.
Accurate information and review
You agree that information you submit is truthful, complete, and current. You authorize Besteos to assess and handle your application and to verify identity and information relevant to your request as disclosed at the applicable step.
Electronic communications
Where permitted by law, you agree to receive applicable notices, disclosures, agreements, and records electronically. Electronic-record consent is separate from SMS consent.
Optional text-message consent
SMS consent is optional, unchecked by default, separate from required legal acceptance, and not a condition of any purchase, loan, or service. You may submit a request without it.
Disclaimers
The website, calculators, and educational content are provided for general information. They are not a promise of approval, pricing, funding, or availability. To the extent permitted by law, Sixteen Reconciliation Assets LLC is not responsible for indirect loss arising from site interruptions, transmission delays, carrier delays, or external financial-institution delays. Nothing in these terms limits rights that cannot lawfully be limited.
Contact
Questions about these terms may be sent to [email protected].